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How Much Is Your Auto Accident Compensation Worth? Damages from car accidents are intended to compensate victims for their losses. Some of the damages include medical bills, property damage and suffering and pain. In New York, you have up three years to file legal action after a crash, however delay can be detrimental to your case. Evidence may be lost over time or destroyed. Witnesses could forget important details. Damages In the event of a car accident victims could be awarded compensation for the economic loss they suffered including medical expenses and lost wages. In addition, they can be compensated for non-economic damages such as discomfort and pain. However, the amount your claim is worth will depend on the severity of your injuries as well as their impact on your life. A skilled auto accident attorney can assist you in determining the value of your injuries as well as property damage, and negotiate with the insurance company for a fair settlement. Insurance companies are in business to make money. That means that they will try to settle your claim for as little as possible. You require an attorney who will fight to secure the maximum amount you are entitled to. You may also be eligible for compensation if you have personal items that were damaged during the accident. These include your shoes, clothing, and jewelry. You may also be eligible for reimbursement for expenses relating to housekeeping, gardening or childcare if you are not able to do these tasks by yourself due your injuries. In determining the value of your claim, the deductible will also be taken into consideration. You'll need to pay your deductible first before the insurance company can begin to pay for the damages. You may then sue the person responsible for any remaining damages. Medical bills Medical bills that result from a car crash can quickly mount up. The average cost of an ambulance ride, a hospital stay and inpatient therapy can reach tens of thousands dollars or more. The cost of prescription drugs physical therapy, prescription medications, and other services can increase when the accident victim heals. The at-fault driver is responsible to pay for the losses of a victim and medical expenses in the event that they are found to be responsible in the course of a lawsuit. However it is not the law to normally require the at-fault party to pay their medical bills of their victim on an ongoing basis. If you don't reside in an area that is no-fault the first step for getting compensation for medical bills is to apply for PIP coverage (personal injury protection). The coverage could cover all or most of your medical costs, subject to the policy limits. You must also file an claim against the liability coverage of the motorist at fault, as well as your own uninsured motorist insurance policy. Insurance policies may pay your medical expenses but they typically come with deductibles and other conditions that you must adhere to. A seasoned lawyer can help you to navigate the process of getting your medical bills paid. This will enable you to save money on medical expenses and instead focus on recovering. Lost wages Injuries from car accidents could keep you out of work. This could leave you without a source of income and struggling to pay your bills. You may need to borrow money from your friends or family members. A settlement can take months. In that time, will need to continue paying the bills out of your own pocket and wait for the settlement. A claim for lost wages could aid in recovering the money you could have earned not for the car accident injury. This could include salary and hourly wages, however it could also include other financial benefits such raises and bonuses. Your lawyer can assist you determine the exact amount of your loss of earnings. You can make a claim for lost wages through a no-fault insurance company or file a lawsuit against the party at fault. The claim is usually made up of your medical bills, evidence of absences due to your injuries, and evidence of your loss of earnings capacity. This is sometimes referred to as the demand package. You'll be required to submit a letter from your employer that confirms the details of your job and the days you were absent due to your injury and the hours you normally work. You'll also have to submit your paystubs and tax documents. An attorney can help gather these documents and then prepare an impressive demand package to present to the insurance company or a judge in your case. Pain and suffering While some expenses associated with crashes can be figured to the penny—such as medical bills, emergency services as well as surgery costs, medications, and lost wages—others cannot. These unquantifiable losses are referred to as pain and suffering and they form an essential component of a compensation claim. Pain and suffering includes both the emotional and physical effects of an accident. The injuries sustained by a victim may have a lasting impact on their lives which can lead to permanent disabilities, or even death. auto accident law firm hemet with a debilitating head injury, like is likely to never be in a position to work or perform normally. These types of injuries often need a substantial settlement. In most instances, the amount of pain and suffering that a victim experiences is contingent upon the severity of their injuries and how the accident has affected their life. An experienced attorney will examine the details of your case to determine the appropriate settlement. They will utilize previous settlement amounts for similar accident injuries as a guide to give you an idea of what your case may be worth in terms of pain and suffering. Insurance companies try to undermine the claims of victims for suffering and pain by claiming that their injuries are not enough severe. A knowledgeable lawyer will stand up to these tactics and negotiate with the insurance company on your behalf to ensure that you get an appropriate settlement.